The average cost for insurance for a new teen driver is now north of $250 per month.
How is he supposed to get a car – or afford gas – when he is obliged to pony up $250 each month to the insurance mafia? ... How is a teenage kid working a minimum wage/part-time gig supposed to deal with it?
Faced with this extortion – and that’s exactly the right word; there’s no choice about paying the $250 per month, if the kid wants to drive legally – many simply opt out. A record-high percentage of 16-25-year-olds haven’t even got a driver’s license and forget the car. They stay home instead, game and text. When they need to get somewhere, they ride share or Uber or something that doesn’t require them to spend a minimum of 20-25 hours working at minimum wage (currently $10.50 er hour) gig hauling pizzas or some such just to tithe the mafia.... More and more of them just don’t care about cars – or driving.
One way to get people out of cars – an agenda that has existed since at least the early ’70s in furtive “urban planning” circles but which has become aggressively obvious in recent years – is to make sure they never get into them. And the easiest way to do that is to make driving prohibitively and unavoidably expensive for new drivers especially. If they never learn to drive, they’ll never miss not driving.
I agree with Eric Peters that the dramatic increases in the cost of insuring new drivers is INTENTIONAL on the part of bureaucrats. It is government policy that allows insurance companies to do this. Just one of those policies is mandatory insurance -- which is nothing more than a massive subsidy to rent-seeking insurance companies.
It's many times more expensive to repair accident-damaged cars now than it was at the peak of Car Culture USA. That is again a direct result of federal policy: Cars must be built to federal standards, rather than customer standards. So what might have been a fender, hood, and grille replacement in 1968, now requires dozens of large and small parts, each one engineered to comply with federal crash standards, air bag systems (required by the feds), and crumple-zone standards -- and each one predictably pricey as a result.
Not long ago, there was an article in a car magazine where a GM engineer was reviewing past GM greats -- like the 1966 Chevrolet Malibu. He said his department had actually studied the idea: that with the identical manufacturing, engineering, and features as one had in 1966, the same identical car would cost a buyer around $15,000 in today's dollars.
He also said that with modern regulation, all of the changes to every part of the car to comply with current regulations, you'd end up with a car that was almost unrecognizable, twice the weight, about the same power, and roughly three times the cost -- and either impossible to repair or horrendously expensive to repair.
The Murderous Left wants people out of cars. The single greatest liberator of all time -- the personal automobile -- is anathema to bootlickers who want to know who you are, where you are, what you're doing, who you're with, and what you have in your possession. AT ALL TIMES.
Bootlickers are control freaks who want the unwashed masses shuttled around in cattle cars that they can centrally shut down for whatever reason, and grab who or whatever they want.
They don't give a rat's ass about the environment, or deaths and injuries from accidents. All they are really after is CONTROL. And one way to get there is to make mobility-at-will all but impossible.
The Libertarian answer is to:
1) Abolish mandatory insurance requirements, like all other regulations
2) Abolish all government-issued identification regimes.
3) Eliminate all government-owned or operated transportation systems, and allow private ownership to mitigate the harm done by poor drivers.
4) Abolish government-operated police, and allow road owners to provide the kind of traffic control that suits them and their paying customers.
Vote Libertarian * 800-ELECT-US * http://www.LP.org
Written by Marc Montoni <AMCAmbassador@gmail.com>, September, 2018. This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.